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About Financial Needs

 

[ Spoken Word ] Chapter from book - James Clear: Atomic Habits

Listen to my NEW PODCAST EPISODE.

Vlogg #1

Boutique Business Model

I follow and use business model called boutique.

Boutique is a business model, a filter through which you, as a business owner, make decisions. It's a business that isn't price sensitive, one that won't compromise the client experience to save a few dollars. It's competing on service, quality product and sensory experience rather than price.

Agency:

Recruiters in boutique consultancies are also generally more specialised than their counterparts in larger firms. This is simply because size limitations mean it is impossible to have fingers in every pie. However, specialism when searching for certain profiles is essential, particularly when the profiles are reliant on soft skills as much as on paper qualifications (such as PA and Executive Assistant positions). 

 

Recruiting trends in 2022

RECRUITERS NEED TO DELIVER OMNI-CHANNEL EXPERIENCES.

EMPLOYER BRANDING IS BECOMING INCREASINGLY IMPORTANT.

RECRUITERS NEED TO BECOME NICHE EXPERTS.

PERFECTING THE REMOTE RECRUITMENT PROCESS.

PROACTIVE RECRUITERS ARE ON THE RISE.

TA in 2022

Reading and discussing perspectives of the industry in 2022. 

Talent aquisition teams ( TA teams ) - one of the goals in 2022.

- issues with hiring process

- language of job descriptions

- reevoluation of the talent management

- what is qualified candidate - new meanings

- where and how to source top talent

- action plan for improving hiring process

- new trends: 1. ) data-driven recruiting ( analytics and insights ), 2. ) Personalised and automatic nurturing of talent ( personal touch, CRM use ), 3. ) Rise of internal mobility ( focus on retaining employees, career path planning, upskilling , stipends for certificatioins, mentorship programs, move up ) ,  4. ) Employment engagement ( distributed workforce will stay, hybrid work, seen and heard by managers, 5.) Employee wellnes ( stop burnout, improve mental health ) 

Coffein Blogging

 The biggest booster for blog writing is sometimes hot drink with lots of coffein.

Kegan Anthony Kline ? Bridge Guy ?

 Is it possible that  Kegan Anthony Kline is Anthony_Shots ?

Today is the Day !

Notes as they come:

- might be his profile - handle as well : emilyanne45 ( apparently step-sister ) - Emily Anne https://twitter.com/emilyanne45

- in jail and charged since August 2020. in Miami County

- https://emilyanne45.wordpress.com/

- 67 East Canal Street, Peru, Indiana, USA

- 27 years

- Who provides his alibi ?

- I wonder if Kelsi communicated with A_S as well, in these days ?

- since July 2016 he started Instagram and Snapchat profile

- when interviewed he said he was in Las Vegas until February 25th 2017.

- his FB account - date February 13th is modified to look like he's in Vegas. There is a notification icon by this post that it is changed in 2020.

- he was polygraphed - the girls he spoke were 15-17 years old, as per his saying, but later forensics proved he spoke with 12 and 13 year old girls

- he wanked to this pics and videos, as per his saying

- he did not give iPhone 5c during search to ISP, he did not know where it was, 2 days later he give them that phone

- Lead investigator was put in charge in April 2020 - David Vido.

- the results of the cyber crime unit -digital forensic exhamination . for were handed over to officer in June 12 th 2020.

- Prosecutor : Bruce Embrey or Jeff Sinkovics ?

- devices that are important: Samsung Galaxy S5 - factory reset around Feb 23th

- Apple iPhone 5c - crucial piece - deleted phone content on a day he gave it to ISP - uninstalled Snapchat, Instagram that day

- he had a girl in August 2020. and was located at her apartment.

- he deals weed in Vegas - May 2018.

- it is 100 his profile https://www.facebook.com/kegankline cause he is celebrating birthday as it is in affidavit May 27th

- he is Trump voter

Reveal Phone Number

RevealName lets you find out true owner of any phone number. 

It is a completely free platform that leverages direct partnership with hundreds of mobile companies worldwide to offer you world's most advanced and accurate reverse phone number lookup information.

What is your Ikagai

Have a mentor

Respirator Rabbit One

 Here it is, my new NFT artefact - Respirator Rabbit One on OpenSea.

Aqua Iasae

7 Ways to Spot Candidate Red Flags

• Makes excuses early on in the hiring process
• Unusually long delays in communication when setting up  interviews
• Just focused on questions regarding benefits and compensation
• The candidate shows up late to the interview
• Canceled interview at the last minute and asked to reschedule
• The candidate has not researched your company and knows little about you
• The candidate knows very little about the job they are applying for

Tharros Model

What Is Copywriting ?

Copywriting is the act or occupation of writing text for the purpose of advertising or other forms of marketing.^[1] The product, called copy or sales copy, is written content that aims to increase brand awareness and ultimately persuade a person or group to take a particular action.^[2]

Copywriters help:

create billboards, brochures, catalogs, jingle lyrics, magazine and newspaper advertisements, sales letters and other direct mail, scripts for television or radio commercials, taglines, white papers, website and social media posts, and other marketing communications.

AI Copywriter

 AI language for ads.

Crypto Revenue

 In some cases, you can be payed for your services in cryptocurrencies.

Local Mini-Factories

The company from UK, Arrival, produces electronic vehicles like vans, buses and taxis, in a totally different way.

The motto is mini-factories and local production.

Instead of setting up huge factories to build as many vehicles as quickly as possible and ship them around the world, Arrival plans to set up small, so-called micro-factories to build products close to where they'll be sold.

Biz Idea

 Brokering TV rights for sports events.

Len Blavatnik

He is the richest person in United Kingdom, and yet, very few heard about him.

His name's Leonard Blavatnik.

Income Streams

Summer of 2021.

It was a summer of 2021 - middle of August. 

Kabul - Taliban offensive took over Afghanistan.

Soderica - swimming and vacating

Nepali girls arrival and work for croatian hotels.

Rabiul's arrival on the farm.

Investing in renovation  ( house doors and windows )

Very hot weather during the summer.

Not having proper vacation because of constant inflow of tasks and current affairs.

No sugar life - skipped sugar altogether.

I Love Ethereum !

My favorite coin in the last 12 months is Ethereum. 

Recently ETH was down and I decided to invest another batch of money into this coin. 

It payed off already.

To the Moon ! 

9th Day Of Vacation

 It is 9th day of my ''official'' vacation, but I am still in the office and working 8 to 4.

Couldn't move cause I have to be present and manage ongoing projects.

Actually, I am not complaining, that's the life of small entreprenuer I had choosed.

The Need For Choices

 I hate when people say - only the sky's limit.

That tells me they are fools.

We are living in the world of limited resources.

You must do trade-offs all the time. 

That's the reality. You do compromise.

You must choose - make decisions, out of possible options and know what to do and what to drop off, in terms of work, tasks and obligations. Oh, and people too.

So you do it all the time.

You choose. Or else, you will be living life of chance and circumstances.

That's what smart people do.

You will never accomplish everthing, you will never complete each and every task, and you shouldn't.

Too much demand will make you miserable and stressed.

Choose wisely.

When In Rome...

When in Rome, do as the Romans do  (Medieval Latin sī fuerīs Rōmae, Rōmānō vīvitō mōre; sī fuerīs alibī, vīvitō sīcut ibī; often shortened to when in Rome...), or a later version when in Rome, do as the Pope does, is a proverb attributed to Saint Ambrose. The phrase means that it is advisable to follow the conventions of the area in which you are residing or visiting.

Saint Monica and her son, Saint Augustine, discovered that Saturday was observed as a fast day in Rome, where they planned to visit. However, it was not a fast day where they lived in Milan. They consulted Saint Ambrose who said "When I am here (in Milan) I do not fast on Saturday, when in Rome I do fast on Saturday." That reply is said to have brought about the saying "When in Rome, do as the Romans do

One Minute Online - edition 2021

Say No

 From time to time.

Phone Calls

 Just pick up the bloody phone.

Dial in.

Call somebody. Anybody. Just call.

Make it habit. Plan your calls.

Imitate women in this regard.

Thankful

Respect what you have in life. 

Count your blessing every day and don't forget them.

Affirm

Affirm your visions. 

Disconnect

 On a vacation.

Seek Support

 Sometimes you can't do it all alone.

Seek support, find partner or associate to help you.

Outsource to people who can do it better or faster.

Do not go alone when it is too risky.

Keep The Promise

 Damn it, Mr. R, keep your promises.

If you can not keep them, than do not promise what you can't realise.

Betterment

 

The Notebook

 Write it all in a notebook.

Vacation

 Think and be wise.

Go on a vacation and forget about everything. Be with your thoughts.

Analyse yourself, think about past and see visions of the future.

Enjoy the ride !

Aligning Factors

 

Vacation

On my mind.

Short & sweet. 

Experimental Zec

 Bold & No Fear

Zec's Public Notebook

 Very low key this year with blogging.

Once a month or so. Shame on you !

You forgot to write it as public notebook of sort. Showing the unknown world what's on my mind and hands.

Text.

Photo.

Video.

Audio / Podcast

YouTube Shorts

Raphael: School of Athens

 

Amazon Lending

Amazon, Facebook, and Google’s strategies focus on business lending — offering capital to the merchants, small businesses, or enterprises that they often already provide other services to.

Meanwhile, Apple is leaning on its sticky products and loyal customer base to offer consumer lending products like “buy now, pay later” (BNPL) options and credit cards.

Lending could be a lucrative opportunity for big tech, with the global SMB lending market alone estimated to be worth $3.4T by 2022. With extensive amounts of data on merchant business operations and consumer spending, tech giants are well-placed to make inroads with lending products and train algorithms to predict creditworthiness.

CARDANO - Key Facts

 A more democratic, fairer society with economic participation for all people – what sounds like utopia is the declared goal of one of the most exciting blockchain projects on the market: Cardano, the "third-generation blockchain" has set out to master the challenges that Bitcoin and Ethereum have so far been unable to solve: scalability, interoperability and sustainability. What also makes the project special is the scientific-methodical approach. This distinguishes the project from other networks.

The philosophy

The basic idea of Cardano is the interaction of scientific research, validation and implementation. For the inventors, this is the prerequisite for achieving the ambitious goals and shaping the future of blockchains and cryptocurrencies with the Cardano platform.

1. Research

Scientists from all over the world are working on the Cardano blockchain.

2. Validation

Independent academics and industry experts review the research results.

3. Implementation

The validated results go to the developers and the coding is finally checked for correct implementation using formal mathematical methods.

Three independent organizations are working together to bring the blockchain project to the world:

• The Cardano Foundation
• EMURGO
• IOHK

The Cardano Foundation , based in Switzerland, accompanies and monitors the further development of the Cardano platform. As a non-profit organization the multinational team works together with IOHK and EMURGO on the vision of establishing Cardano as a solution for positive global change.

EMURGO is a technology company that is primarily concerned with the marketing. For example, they focus on getting companies and institutions to use Cardano.

The actual development on the protocol of the platform is done at IOHK – Input Output Hong Kong. Founded by Charles Hoskinson and Jeremy Wood, the company develops crypto and blockchain solutions worldwide. For Cardano, a team of more than 30 scientists and engineers is constantly working to maintain and develop the platform.

The origins

The story of Cardano began in 2015. Even then, two years before the official start, the goals were formulated that still determine the project today: An answer was to be found to the three major challenges of all blockchain networks:

• Scalability
• Interoperability
• Sustainability

Charles Hoskinson and Jeremy Wood, the founders of IOHK, already knew each other from their time at Ethereum (ETH). Hoskinson was one of the eight founders of Ethereum, but left the project in 2014 after disagreements.

He brought the mathematical background and the intention to re-think blockchain technologies with a scientific approach. Likewise, Woods wanted to develop a better blockchain and pursue the idea of smart contracts. Eventually, in collaboration with the University of Edinburgh, the Tokyo Institute of Technology, the University of Athens and many other institutions, the blockchain platform Cardano was born.

The project

From the beginning, the development of Cardano was characterised by academic research and a strictly scientific approach. Each change goes through an elaborate peer review process. Further developments of Cardano are released in several phases, which are intended to gradually increase the functionality of the network and the application possibilities. The stages described in the roadmap are not yet fully developed. Rather, dozens of scientists and engineers are still working to implement the ambitious goals.

But it is not only the scientific approach that is demanding in this project. Cardano is also technically very challenging. For example, the Haskell programming language is nowhere near a mainstream language. It belongs to the functional languages and is mathematically very complex. However, Haskell applications can be modified very easily and are very reliable.

The goals

In order to create real use cases, the following prerequisites are essential for the developers:

1. Scalability

When it comes to scaling, the focus is on three topics: transactions per second, network bandwidth and data volume.

2. Interoperability

This is about the communication between the different blockchains and between crypto and traditional systems.

3. Sustainability

The Cardano founders' goal was to build a blockchain that would survive for generations. For this reason, it was important to them to establish processes in which the protocol can develop step by step.

The Cardano blockchain

The Cardano network consists of two layers: the Cardano Settlement Layer (CSL) and the Cardano Computational Layer (CCL) . That is another special feature because most blockchain platforms only have one layer. This can cause network congestion, which in turn slows transactions and increases fees.

The settlement layer handles all transactions. The computational layer processes account data as well as smart contracts and dApps. The division into two layers makes it possible to store metadata and personal data securely and independently of each other. Furthermore, updates can be carried out separately. Another advantage: The network is more secure in this way, because in the event of a hacker attack, only part of the platform would be at risk.

Ouroboros

With the proof of stake (PoS) consensus, the network only needs a minimum of the energy that Bitcoin or currently Ethereum consume. Moreover, significantly higher transaction numbers can be achieved with it. Cardano's consensus algorithm is called Ouroboros. It is the first provably secure blockchain protocol and it enables the decentralisation of the Cardano network. It also allows scaling without compromising security.

The Ouroboros protocol is responsible for adding new blocks to the blockchain. With the proof of stake mechanism, creation of blocks differs fundamentally from mining, as is known from Bitcoin, for example. On the Cardano blockchain, time is divided into epochs that last about five days. Each epoch consists of short time units, the slots. New blocks can be created within these slots.

ADA

ADA is the native token of Cardano and it's one of the leading cryptocurrencies by market capitalisation . It is named after the English mathematician Ada Lovelace (1815-1852), who is considered a pioneer of computer programming. The smallest unit of ADA also owes its name to her: 1 Lovelace equals 0.000001 ADA. There will be a maximum supply of 45 billion coins on the market, with about 31 billion currently in circulation.

ADA fulfils various functions in the Cardano network:

• Payment
• Staking
• Smart Contracts

Cardano offers two specially developed wallets for the secure storage of ADA coins: the full-node wallet Daedalus and the browser-based Yoroi, which is also available as a mobile version. In addition, the market offers various wallets from other providers on which you can secure and manage your ADA.

Staking

To illustrate the proof of stake system, it is often compared to a lottery. Each ADA coin represents a lottery ticket and the more you own, the higher the chance of winning the lottery, i.e. being able to create a new block. In return, there is a reward in the form of ADA. An algorithm randomly selects who is allowed to validate transactions on the Cardano blockchain. Accordingly, the participants with the most ADA have a higher chance of being selected.

With the hard fork from Byron to Shelley in July 2020, a new phase began at Cardano. Staking pools could now be set up and ADA owners could delegate their coins. To ensure decentralisation in the event of a concentration on a few pools, the Cardano programmers have taken appropriate precautions. Here, mathematics comes into play again, which prevents a pool from becoming too large. For this purpose, the developers determine how many pools there should be, although there is no limit here. As soon as a pool becomes larger than 1:number of pools, the amount of rewards is capped. As a result, there is no financial incentive for potential interested parties to join such a "saturated" pool. Instead, participation in a smaller pool becomes then more lucrative. Thus, the system naturally maintains decentralisation.

Smart Contracts

One of Cardano's most important developments are currently smart contracts. At the moment work is taking place on the testnet. But in the course of 2021 it should be possible to use smart contracts on the Cardano platform. As soon as the programming for the Alonzo hard fork is ready, all the necessary functions can be moved to the mainnet. After Allegra in December 2020 and Mary in March 2021, Alonzo will complete the upgrades necessary to usher in the "Goguen" era.

The roadmap

Cardano is a blockchain project that has yet to reach its full potential. Its development is divided into five eras, each representing a milestone. They bear the names of historical figures:

• Byron – Foundation
• Shelley – Decentralisation
• Goguen – Smart contracts
• Basho – Scaling
• Voltaire – Governance

Although the chronological sequence of the development steps is described in the Cardano roadmap , work on the phases takes place in parallel. So the shift from one era to the next is not abrupt. Rather, smooth transitions should ensure safe maintenance of the network.

The official founding of Cardano in September 2017 marked the beginning of the Byron era, named after the British poet and important representative of Romanticism Lord Byron. Incidentally, he was the father of Ada Lovelace, after whom Cardano's cryptocurrency ADA is named. During this era, the basic architecture of the network was created, the functionality was verified and the community was built. One of the most important achievements during this phase was the launch of Ouroboros. Last but not least, the Cardano coin ADA was introduced.

In July 2020, a significant evolution of the Cardano project began with the Shelley era. Because this phase sets the stage for a fully decentralised network. Cardano is expected to be 50 to 100 times more decentralised than other leading blockchain networks. Up to 1,000 staking pools will take an active role in consensus and governance, ultimately giving voting rights to the community.

With the Mary upgrade in March 2021, Cardano became a multi-asset blockchain. (This time Mary Shelley, the author of Frankenstein, was the namesake.) Users of the Cardano blockchain will now also be able to create and transfer their own native tokens, similar to the ERC-20 token system. This results in completely new technical possibilities and use cases.

Currently, the network has entered the

Gougen

phase, at the end of which Cardano should fully support smart contracts. In the subsequent Basho era, scaling and interoperability will be the focus of development. Ultimately, Voltaire will be about establishing a system of governance so that the network can be self-sustaining.

Outlook

In order to maintain and further develop the Cardano blockchain, part of the rewards is not distributed to the staking pools but collected. The use of this money will be voted on the blockchain in the final stage. Finally, full control will be transferred to the users. This ultimately means the dissolution of the development teams. The community could then decide whether to commission the Cardano developers to make further improvements to the platform.

While things often take time at Cardano, this should be seen in a positive light: Those responsible prefer to wait with new releases instead of rushing to bring out something that has not been adequately tested. Many things that already work on the testnet are not yet visible on the mainnet. And while other projects often focus on transaction fees and speed, Cardano concentrates on real solutions. Among other things, great attention is paid to cooperation with governments, especially in Africa, which some believe has great potential in terms of crypto economy. Cardano is committed to places where people do not have access to banks. Long-term planning and continuous development are therefore all the more the way to the goal.

Hastiness is a flaw

 

Key Competences In European Union

 The revised Key Competences are:

• Multilingual competence.
• Personal, social and learning to learn competence.
• Citizenship competence.
• Entrepreneurship competence.
• Cultural awareness and expression competence.
• Digital competence.
• Mathematical competence and competence in science, technology and engineering.
• Literacy competence.

Megatrends - 2021